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Use Your HSA for Over-The-Counter Medications
Thanks to the CARES Act, you can use your HSA funds to buy over-the-counter medications without a prescription. Prior to the passage of the act, these items were only eligible for reimbursement with a prescription. The CARES Act also added feminine hygiene products to the list of expenses eligible for reimbursement.
Here are some common expenses that are now eligible to use your HSA funds without a prescription.
Pain relief medications
Cold and flu products
For a complete list of qualified medical expenses see
IRS Publication 502
Of course, you can still use your HSA funds for prescriptions, medical bills and more. To pay for qualified medical expenses, choose the option that’s most convenient for you:
use your EECU HSA Debit Mastercard
pay out of pocket and then use online bill pay to withdraw funds from your HSA to reimburse yourself
use online bill pay
Be sure to save all receipts for your qualified medical expenses in the event that you are audited by the IRS.
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