Auto Refinance

If your car loan is financed at another institution, save some money by refinancing with EECU for a lower rate and monthly payment. We'll beat your current auto loan rate by 2% with no application fees or payments for 90 days2.

Refinance Your Auto Loan Today

Questions? Call us at (817) 882-0021 or visit your local financial center

Used Auto Rates

Vehicle Model Year Max Term APR as low as1 Example (per $1000 borrowed)
2013-2016 48 Months 3.00% 48 payments of $22.14
2013-2016 60 Months 3.20% 60 payments of $18.06
2013-2016 66 Months 3.30% 66 payments of $16.59
2013-2016 72 Months 3.55% 72 payments of $15.44
2010-2012 48 Months 3.10% 48 payments of $22.18
2010-2012 60 Months 3.30% 60 payments of $18.11
2010-2012 66 Months 3.55% 66 payments of $16.70
2010-2012 72 Months 3.95% 72 payments of $15.63
2009 48 Months 4.60% 48 payments of $22.85
2009 60 Months 4.85% 60 payments of $18.81
2008 and older 36 Months 5.25% 36 payments of $30.09

1 APR = Annual Percentage Rate. Additional .10% discount available with automatic payment debit from an EECU account. Rates subject to change without notice. Listed rates are for purchases only.  Maximum mileage on used autos is 45,000 for 72 months, 60,000 for 60 months, 75,000 for 48 months.

 

2 This offer is to refinance an auto loan from another lender and is subject to credit approval and lending policies. Floor rate is 3.25% Annual Percentage Rate. Offer may require loans to be older than 90 days. Not valid with loans currently financed with EECU. Minimum refinanced auto loan amount is $2,500. Maximum auto loan rate is 18.00% Annual Percentage Rate. 90-day delay of first payment with credit approval. Interest will accrue during the payment deferral period. EECU does not charge application fees. Vehicle title transfer fees will apply. Vehicle titling fees may differ depending on your county of residence. Additional terms and conditions apply. Offer and rates subject to change without notice. By applying, you certify that all information provided by you at the time of acceptance is true, correct, and complete and that you are (a) at least 18 years of age and legally able to enter vinto a contract for the extension of credit and (b) a U.S. citizen or permanent resident.
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Federally insured by NCUA. National Credit Union Administration, a U.S. Government Agency – Member accounts are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.


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