Loans

Personal Loan

AS LOW AS
8.99%
ANNUAL PERCENTAGE RATE*

Apply *Learn More
  • No fees
  • Fixed rates & payments
  • Get your funds as soon as tomorrow

Personal Line of Credit

AS LOW AS
12.75%
ANNUAL PERCENTAGE RATE*

Apply *Learn More
  • No fees
  • Variable rates
  • Access funds as you need them

Student Loan

AFFORDABLE STUDENT LOAN
OPTIONS DESIGNED FOR
TEXAS RESIDENTS

Apply Learn More
  • No fees
  • Competitive fixed rates
  • Borrow up to $65K a year
  • Apply in as little as 15 minutes

Parent Loans

AFFORDABLE LOAN OPTIONS
TO HELP PARENTS PAY A
STUDENT'S COLLEGE EXPENSES

Apply Learn More
  • Borrow up to $65K a year
  • Competitive fixed rates
  • No fees
  • Repayment is the borrower's responsibility, not the student

Read our member reviews

It's better with EECU

Here are a few reasons why financing a loan with EECU is friendlier, easier, and more enjoyable.

The EECU Mobile App

Manage your loan with an experience that puts you in control! View your loan balance, understand your payoff date, and even pay a little extra towards principal - if you want.

Quick & Easy Application Process

A streamlined process that's fast, efficient, and simple. Our friendly, local staff will guide you through the process quickly, plus there's no application fee!

Online Payment Center

Making payments from another financial institution? Our Online Payment Center enables easy one time, or recurring, payments. And there's no fee for payments made directly (ACH) from your financial institution.

Loan Resource Center

Already have a loan with EECU? The Loan Resource Center is where you can find common support topics, answers to frequently asked questions, and important program details.

Visit the Resource Center

POPULAR TOPICS

Understanding loans & payments

Being informed means you’re empowered to make smart financial decisions. And smart financial decisions, means you can avoid common mistakes, save more, and invest better. These online courses help you better understand how loans work and best practices for paying off existing loans and debt.

Online Financial Literacy

Real members. Real stories.

I've been a member of EECU for 35 years. EECU has my back. I have used them for checking, savings, and loans - and have built a long-term financial relationship with them!

Christine Combs-Moore
Member Since 1985

Find your local financial center or ATM

Location Search