Savings Accounts & CDs

Regular Savings

AS HIGH AS
0.40%
Annual Percentage Yield

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  • No monthly service fees
  • $5 minimum to open
  • Tiered interest rates
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Regular Savings
BALANCE INTEREST RATE APY*
< $100 N/A N/A
$100 - $2,499.99 0.30% 0.30%
$2500 - $24,999.99 0.30% 0.30%
$25,000 - $49,999.99 0.35% 0.35%
$50,000 - $99,999.99 0.35% 0.35%
$100,000+ 0.40% 0.40%
* APY (Annual Percentage Yield) is accurate as of May 5, 2023 and is subject to change at any time. The minimum balance required to open this account is $5.00. You must maintain a minimum daily balance of $100.00 in your account each day to obtain the disclosed annual percentage yields. Tiered rates and annual percentage yields are subject to average daily balances. Fees could reduce the earnings on the account. Interest will be accrued and credited to your account quarterly.
CDs

CDs

AS HIGH AS
5.00%
Annual Percentage Yield

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  • As low as $1,000 minimum to open
  • Flexible terms - 3 months to 5 years
  • Interest paid monthly
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Fees may apply if withdrawals are made before maturity or outside the terms of the CD.
Money Market Savings

Money Market Savings

AS HIGH AS
2.27%
Annual Percentage Yield

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  • No monthly service fees1
  • $2,500 minimum to open
  • Tiered interest rates
  • Interest paid monthly
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1 Fees may apply if withdrawals are made outside the terms of the account.
Health Savings Account

Health Savings Account

AS HIGH AS
0.30%
Annual Percentage Yield

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  • Save money tax-free for health-care expenses1
  • No monthly service fees
  • Interest paid monthly
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1 Contributions, investment earnings, and distributions are tax free for federal tax purposes if used to pay for qualified medical expenses, and may or may not be subject to state taxation. A list of Eligible Medical Expenses can be found in IRS Publication 502, http://www.irs.gov/pub/irs-pdf/p502.pdf. As described in IRS publication 969, http://www.irs.gov/pub/irs-pdf/p969.pdf, certain over-the-counter medications (when prescribed by a doctor) are considered eligible medical expenses for HSA purposes. If an individual is 65 or older, there is no penalty to withdraw HSA funds. However, income taxes will apply if the distribution is not used for qualified medical expenses. For more information consult a tax adviser or your state department of revenue. All contributions and distributions are your responsibility and must be within IRS regulatory limits.
IRAs

IRAs

AS HIGH AS
4.87%
Annual Percentage Yield

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  • No maintenance fees
  • Variety of terms available

Additional savings account features

  • Direct Deposit
    Direct Deposit
  • Free Online Financial Management Program
    Free Online Financial Management Program
  • Loan Collateral
    Loan Collateral
  • Free Online Banking
    Free Online Banking
  • Free Mobile Banking
    Free Mobile Banking

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Trustpilot

It's better with EECU

Here are a few reasons why having a savings account is friendlier, easier, and more enjoyable with EECU.

The EECU Mobile App

Access your account anywhere, at any time with an experience that's easy and efficient. From your mobile device you can make deposits into your account, schedule recurring bill payments, and more!

Federally Insured

We know how important security is for you. At EECU, savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.

Nationwide Convenience

No matter where you are, accessing your account is simple and convenient. Get FREE access to over 85,000 ATMs and 5,000 Financial Center network locations.

Checking & Savings Resource Center

Already have a savings account with EECU? The Checking & Savings Resource Center is where you can find common support topics, answers to frequently asked questions, and important program details.

Visit the Resource Center

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Smart saving habits start here!

Being informed means you’re empowered to make smart financial decisions. And smart financial decisions, means you can avoid common mistakes, save more, and invest better. These online courses help you better understand what it takes to do what’s best for you and your loved ones.

Banking Literacy

Real members. Real stories.

I've been a member of EECU for 35 years. EECU has my back. I have used them for checking, savings, and loans - and have built a long-term financial relationship with them!

Christine Combs-Moore
Member Since 1985

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