EECU will be closed Monday, May 27 in observance of Memorial Day.
Are you paying more than 15% interest on your credit cards? An EECU Personal Loan could help you save thousands. With a low-interest rate and fixed monthly payments, you can focus on paying down balances or use the funds for large purchases, such as: travel, medical expenses, and almost any other situation where you need cash. Lock in one of the best rates in the country today!


Key features:

  • No fees
  • Fixed rates & payments
  • Get your funds as soon as tomorrow

Current Rates:

Personal Loans
Unsecured 12 - 60 Months 8.99% - 17.99%
Regular Savings 12 - 144 Months 3% above deposit rate**
Money Market 12 - 60 Months 5%
EECU CD 12 - 144 Months 3% above rate on CD
* APR=Annual Percentage Rate. The APR ranges from 8.99% - 17.99%. Monthly payment estimate at an APR of 8.99% for a 36-month term on a $10,000 loan is $317.99. Your actual loan amount, rate, and payment terms may vary. Offer valid for personal loans up to 36 months. Terms up to 60 months available at higher rates. Membership required – membership information available at Subject to credit approval & EECU lending policies. Same day deposit does not apply for special account requests or EECU direct pay to creditors. Must complete and return all required documents within the same business day received in order for money to be deposited into an EECU share or checking account. By applying, you certify that all information provided by you at the time of acceptance is true, correct, and complete and that you are (a) at least 18 years of age and legally able to enter into a contract for the extension of credit and (b) a U.S. citizen or permanent resident. This limited-time offer is subject to change without notice.

** For tiered deposits, add 3% to the lowest rate being paid.
8.99 %
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A personal loan has a lot of uses!

A fixed, low-rate personal loan can save you thousands compared to other types of debt. Here are some ways you can use an EECU Personal Loan.

Understanding loans & payments

Being informed means you’re empowered to make smart financial decisions. And smart financial decisions, means you can avoid common mistakes, save more, and invest better. These online courses help you better understand how loans work and best practices for paying off existing loans and debt.

Online Financial Literacy

Loan Resource Center

Already have a loan with EECU? The Loan Resource Center is where you can find common support topics, answers to frequently asked questions, and important program details.

Visit the Resource Center

Get $200 Cash Back

Let EECU refinance your current auto loan, and you could save $125 or more per month plus get a $200 cash bonus! Save hundreds - or even thousands of dollars on interest over the life of the loan. Plus make no payments for 90 days.

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Personal Loan as low as 8.99% APR*

Need a little extra cash? Or maybe you're paying too much on your credit cards? An EECU Personal Loan, with a rate as low as 8.99% APR*, could help you save thousands.

*Click to Learn More


Schedule a FREE, no obligation mortgage review today!

Love your home, but not your loan? Mortgage rates are near record lows, making this a perfect time to revisit your mortgage.

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Real members. Real stories.

I've been a member of EECU for 35 years. EECU has my back. I have used them for checking, savings, and loans - and have built a long-term financial relationship with them!

Christine Combs-Moore
Member Since 1985

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