With home prices on the rise, the equity in your home may be growing as well. We have several ways to help you unlock the equity in your home, and put it to use for sprucing up your house, putting in a pool, paying for college, or consolidating balances on high interest rate credit cards.
A mortgage advisor dedicated to your home loan
An easy, and friendlier, online application
We Offer Homeowners Insurance
As your friends and neighbors, we care about your personal well-being and security when the unexpected happens. That’s why EECU offers homeowner and rental insurance plans.^
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^ EECU's insurance services are provided through CU Financial Group, LLC, an independent insurance agency. Insurance products are not insured by the NCUA and are not products of obligations of, or guaranteed by, EECU or North Texas Financial Services, LLC d/b/a EECU Insurance Services (EECU's wholly owned credit union service organization).
* 15-day timeframe is measured from the receipt of all requested documentation. To get cash in as little as 15 days, (i) the stated income, property, and title information you provided in your loan application must match your documents and any supporting information collected and (ii) the loan amount must be equal to or less than $249,999. Actual time of funding may vary. EECU members get their cash on average in 26 days. The average time period calculation to get cash is based on the last 4 months of 2021-22 fundings, excludes weekends and holidays, but includes the government mandated 3-day right of rescission. In Texas, there is a 12-day cooling off period on all Home Equity Lending. Closing Loan to Value cannot exceed 80%. Valid only for Home Equity Lines of Credit involving owner occupied, single family detached, primary residences. No closing cost options are available for loans equal to or less than $249,999. Property insurance is required, including flood insurance where applicable. If an appraisal or title insurance are required, you will be responsible for those costs. All loans are subject to credit approval and EECU lending policies. Some restrictions may apply. Call (817) 882-0181 for information on rates, closing costs and other terms and conditions. Membership in EECU is required. This is a limited time offer and is subject to change at any time without notice.