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CDs

Invest $1,000 or more in a basic certificate of deposit (CD), or $50,000 in a jumbo CD, and watch your earnings grow. Your principal and dividends are federally insured and your account may be used as collateral for a low-rate EECU loan.

 

Key features:

  • As low as $1,000 minimum to open
  • Flexible terms - 3 months to 5 years
  • Interest paid monthly

Current Rates:

Standard CDs
($1,000 minimum to open)
TERM INTEREST APY1
3 Months 3.67% 3.73%
6 Months 4.17% 4.25%
9 Months 4.17% 4.25%
12 Months 4.22% 4.30%
18 Months 3.72% 3.78%
24 Months 3.93% 4.00%
36 Months 3.69% 3.75%
48 Months 3.69% 3.75%
60 Months 3.69% 3.75%
1 APY (Annual Percentage Yield) is accurate as of December 31, 2024 and is subject to change at any time. Fees could reduce the earnings on the account. There is a penalty for early withdrawal. Must maintain a minimum $1,000 balance to earn APY. Interest is compounded monthly and credited monthly.
Bump Rate CDs
($5,000 minimum to open)
TERM INTEREST APY2
12 Months 4.12% 4.20%
18 Months 3.62% 3.68%
24 Months 3.83% 3.90%
2 APY (Annual Percentage Yield) is accurate as of December 31, 2024 and is subject to change at any time. Fees could reduce the earnings on the account. There is a penalty for early withdrawal. Rate may not be bumped until six months after the open date of the CD. Interest is compounded monthly and credited monthly.
Jumbo CDs
($50,000 minimum to open)
TERM INTEREST APY3
3 Months 3.77% 3.84%
6 Months 4.27% 4.35%
9 Months 4.27% 4.35%
12 Months 4.32% 4.41%
18 Months 3.82% 3.89%
24 Months 4.03% 4.11%
36 Months 3.79% 3.86%
48 Months 3.79% 3.86%
60 Months 3.79% 3.86%
3 APY (Annual Percentage Yield) is accurate as of December 31, 2024 and is subject to change at any time. Fees could reduce the earnings on the account. There is a penalty for early withdrawal. Must maintain a minimum $50,000 balance to earn APY. Interest is compounded monthly and credited monthly.

AS HIGH AS
4.41% APY3
12 Month Term

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Additional CD benefits

  • Free Online Financial Management Program
  • Loan Collateral
  • Free Online Banking
    Free Online Banking
  • Free Mobile Banking
    Free Mobile Banking

It's better with EECU

Here are a few reasons why banking is friendlier, easier, and more enjoyable with EECU.

The EECU Mobile App

Access your account anywhere, at any time with an experience that's easy and efficient. From your mobile device you can make deposits into your account, schedule recurring bill payments, and more!

Federally Insured

We know how important security is for you. At EECU, savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.

Nationwide Convenience

No matter where you are, accessing your account is simple and convenient. Get FREE access to over 85,000 ATMs and 5,000 Financial Center network locations.

Smart saving habits start here!

Being informed means you’re empowered to make smart financial decisions. And smart financial decisions, means you can avoid common mistakes, save more, and invest better. These online courses help you better understand what it takes to do what’s best for you and your loved ones.

Banking Literacy

Checking & Savings Resource Center

Already have a CD with EECU? The Checking & Savings Resource Center is where you can find common support topics, answers to frequently asked questions, and important program details.

Visit the Resource Center

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