CDs

Invest $1,000 or more in a basic certificate of deposit (CD), or $50,000 in a jumbo CD, and watch your earnings grow. Your principal and dividends are federally insured and your account may be used as collateral for a low-rate EECU loan.

 

Key features:

  • As low as $1,000 minimum to open
  • Flexible terms - 3 months to 5 years
  • Interest paid monthly

Current Rates:

Promo CDs
($2,500 minimum to open)
TERM INTEREST APY*
9 Months 5.37% 5.50%
* APY (Annual Percentage Yield) is accurate as of August 18, 2023. Offer only available for a new CD. All funds in the CD must be new and from an external source not currently on deposit with EECU. Fees could reduce the earnings on the account. There is a penalty for early withdrawal. Must maintain a minimum $2,500 balance to earn APY. No additional deposits will be allowed into this special CD. CD renews automatically to a standard 9-month term at the rate in effect at the time of renewal unless instructed otherwise. This limited-time offer is subject to change at any time without notice.
Standard CDs
($1,000 minimum to open)
TERM INTEREST APY1
3 Months 4.41% 4.50%
6 Months 5.03% 5.15%
9 Months 5.03% 5.15%
12 Months 4.98% 5.10%
18 Months 4.89% 5.00%
24 Months 4.65% 4.75%
36 Months 4.41% 4.50%
48 Months 4.12% 4.20%
60 Months 4.07% 4.15%
1 APY (Annual Percentage Yield) is accurate as of September 27, 2023 and is subject to change at any time. Fees could reduce the earnings on the account. There is a penalty for early withdrawal. Must maintain a minimum $1,000 balance to earn APY. Interest is compounded monthly and credited monthly.
Bump Rate CDs
($5,000 minimum to open)
TERM INTEREST APY2
12 Months 5.03% 5.15%
18 Months 4.94% 5.05%
24 Months 4.70% 4.80%
2 APY (Annual Percentage Yield) is accurate as of September 27, 2023 and is subject to change at any time. Fees could reduce the earnings on the account. There is a penalty for early withdrawal. Rate may not be bumped until six months after the open date of the CD. Interest is compounded monthly and credited monthly.
Jumbo CDs
($50,000 minimum to open)
TERM INTEREST APY3
3 Months 4.51% 4.60%
6 Months 5.13% 5.25%
9 Months 5.13% 5.25%
12 Months 5.08% 5.20%
18 Months 4.99% 5.11%
24 Months 4.75% 4.85%
36 Months 4.51% 4.60%
48 Months 4.22% 4.30%
60 Months 4.17% 4.25%
3 APY (Annual Percentage Yield) is accurate as of September 27, 2023 and is subject to change at any time. Fees could reduce the earnings on the account. There is a penalty for early withdrawal. Must maintain a minimum $50,000 balance to earn APY. Interest is compounded monthly and credited monthly.

AS HIGH AS
5.50% APY*
9 Month Term

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Additional CD benefits

  • Free Online Financial Management Program
  • Loan Collateral
  • Free Online Banking
    Free Online Banking
  • Free Mobile Banking
    Free Mobile Banking

It's better with EECU

Here are a few reasons why banking is friendlier, easier, and more enjoyable with EECU.

The EECU Mobile App

Access your account anywhere, at any time with an experience that's easy and efficient. From your mobile device you can make deposits into your account, schedule recurring bill payments, and more!

Federally Insured

We know how important security is for you. At EECU, savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.

Nationwide Convenience

No matter where you are, accessing your account is simple and convenient. Get FREE access to over 85,000 ATMs and 5,000 Financial Center network locations.

Smart saving habits start here!

Being informed means you’re empowered to make smart financial decisions. And smart financial decisions, means you can avoid common mistakes, save more, and invest better. These online courses help you better understand what it takes to do what’s best for you and your loved ones.

Banking Literacy

Checking & Savings Resource Center

Already have a CD with EECU? The Checking & Savings Resource Center is where you can find common support topics, answers to frequently asked questions, and important program details.

Visit the Resource Center

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Real members. Real stories.

Multiple generations of our families have taken advantage of the benefits of being EECU members. From checking, savings, CDs, car & home loans, we have trusted EECU for well over 50 years! No matter what the dollar amount, they always take a personal interest in our needs and make us feel like our business is valuable.

Bill & Joyce Baker
Member Since 1984

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