Beware of Fraud: EECU will never contact you and ask for personal or account information. If you are concerned about a call, text, or email you have received, contact us at (817) 882-0800.
Are you in the market for a new or used car? A no-hassle auto loan with EECU will put you in the driver's seat without delay! Enjoy our competitive rates and excellent terms, and finance up to 100% of the price including tax, title and license with a new or used auto loan. To negotiate the best deal, get pre-approved first and then bring your pre-approval certificate with you when you visit the dealer.


Key features:

  • No application fee
  • No payments for 90 days*
  • 100% financing available
  • New and used vehicles

Current Rates:

Auto Loan Rates - Model Year 2022-2024
($20,000 Loan)
36 Months 6.79% $615.71
48 Months 6.89% $477.98
66 Months 6.99% $365.95
72 Months 7.24% $343.36
78 Months 7.34% $323.26
84 Months 7.79% $309.71
Auto Loan Rates - Model Year 2018-2021
($20,000 Loan)
48 Months 7.04% $479.37
60 Months 7.09% $396.95
66 Months 7.09% $366.90
72 Months 7.49% $345.78
78 Months 7.54% $325.22
Auto Loan Rates - Model Year 2016-2017
($20,000 Loan)
48 Months 7.09% $479.83
60 Months 7.14% $397.42
66 Months 7.14% $367.38
72 Months 7.54% $346.27
* APR = Annual Percentage Rate. Additional .10% discount available with automatic payment debit from an EECU account. Rates subject to change without notice. Listed rates are for purchases only. 90-day delay of first payment with credit approval.

Interested in rates for additional model years? Call (817) 882-0800 for details.

Auto Loan Rates As Low As

6.79% APR*
New Auto Loan

7.04% APR*
Used Auto Loan


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Additional auto loan benefits.

  • Free Online and Mobile Banking
    Free Online and Mobile Banking
  • Free Electronic Bill Pay
  • Free Online Financial Management Program

Read our member reviews

Coverage designed to fit your needs

These optional products help protect you against the unexpected. Do you have the coverage you need? Ask us for more information!

Credit Insurance

Sometimes the unexpected happens. Credit insurance helps protect you if you can’t make your auto loan payments because of unexpected illness or injury.

Gap Insurance

Your loan amount may be larger than the value of the vehicle. GAP Insurance protects you by covering that difference, in the event of an accident.

Major Mechanical Protection

Avoid the unnecessary stress of having to cover costly repairs! Have peace of mind knowing that you're protected against future mechanical breakdowns.

EECU Auto Advantage

It's the easiest way to buy or upgrade to a new car. Browse new or used cars at local dealerships, see "All In" personalized payments, get a guaranteed offer for your trade-in, receive a lifetime warranty at no cost to you, and have your next car delivered to your front door!

Search Vehicles

Find A Dealer

Finding the right car can be a tedious process. Avoid the hassle and browse our list of preferred dealers. These dealers provide personalized care for our members, including regular specials. Make sure to tell them you are an EECU Member.

Browse auto dealers

Understanding auto loans

Being informed means you’re empowered to make smart financial decisions. And by making smart financial decisions, you’ll avoid common mistakes, save more, and invest better. These online courses help you better understand how auto loans work and best practices for paying off debt.

Auto Loan Literacy

Auto Resource Center

Already have an auto loan with EECU? The Auto Resource Center is where you can find common support topics, answers to frequently asked questions, and important program details.

Visit the Resource Center

Get $200 Cash Back

Let EECU refinance your current auto loan, and you could save $125 or more per month plus get a $200 cash bonus! Save hundreds - or even thousands of dollars on interest over the life of the loan. Plus make no payments for 90 days.

Learn More


Personal Loan as low as 8.99% APR*

Need a little extra cash for the holidays? Or maybe you're paying too much on your credit cards? An EECU Personal Loan, with a rate as low as 8.99% APR*, could help you save thousands.

*Click to Learn More


$0 Down Mortgage

Our $0 down mortgage allows you to own the home you want, without the stress of finding the down payment.

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Real members. Real stories.

Working with EECU has been fantastic! I received great customer service on my auto loan, and was helped every step of the way. I recommend EECU to all my friends and family.

Elizabeth Steinkamp
Member Since 2017

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